Housing
Rent is the keystone. Our 0% loans stop evictions before they start.
The keystoneZero-interest rent relief · Eviction prevention
Built to keep you home.
A stable home is built from many pieces: rent, food, the car, the pharmacy, the deposit, the surprise bill. When one piece slips, we catch it with a loan at 0% interest and $0 fees, approved in hours. Others process applications. We prevent evictions.
- Housing
- Food
- Transport
- Security
- Medicine
- Emergencies
The pieces of a stable home
Six pillars · One structure · Rent is the keystone
Rent is the biggest piece, but it is not the only one. When one piece breaks, the whole home is at risk. A $600 car repair turns into a missed rent payment, and a missed payment turns into an eviction filing. We step in before that happens.
Food
A family choosing between rent and groceries shouldn't have to.
Piece twoTransportation
The car that gets you to the job that pays the rent.
Piece threeMedicine
One ER bill shouldn't cost a family their lease.
Piece fourSecurity
A deposit, a lock, a lease in your own name.
Piece fiveEmergencies
The $400 surprise that starts the spiral. We catch it early.
Caught earlyHow it works
Three moves · Hours, not weeks · Direct to your landlord
Apply in minutes
Any language, any device. The application takes about ten minutes, and photos of your documents from your phone are enough.
Approved in hours
Our platform reads your documents and checks your lease against your landlord's records. Most approvals take about 4 hours, not 45 days.
Rent paid direct
We pay your landlord directly, usually the same day. The eviction is never filed, and you stay in your home.
0% interest
No fees
Repay when you're back on your feet
Our impact so far
Every number below comes from our own loan book
10,000+
Families served, and still in their homes
46 + DC
States reached, coast to coast
69%
Of borrowers are women
79%
Black and Latinx borrowers
79%
Earn below 80% of Area Median Income
1,000+
Properties nationally, keeping landlords whole
0% · $0
Interest and fees, on every single loan
The stakes: 3.6M eviction cases filed annually in the U.S.
Filings now run 50%+ higher than pre-pandemic
The platform behind every loan
Applications · Review · Payments · Compliance · One system
Every Stable Home Fund program runs on our own operator console: applications, review, payments, communications, compliance, and case management in one system. It sits on infrastructure that has delivered $40M in 40 days and processed 380K applications.
| Applicant | Rent owed | Status |
|---|---|---|
| MRMaria R.2 dependents · applied 9:14 AM | $1,840 | Paid |
| DWDarnell W.1 dependent · applied 10:02 AM | $2,215 | Approved |
| LNLinh N.3 dependents · applied 10:31 AM | $1,560 | In review |
| JOJames O.4 dependents · applied 11:05 AM | $2,730 | Approved |
| ASAmara S.2 dependents · applied 11:47 AM | $1,975 | New |
Linh N. · Riverside Commons, Unit 4B
Lease verified against landlord record
Lease agreement
98%
Pay stub (May)
96%
Past-due notice
91%
Verified
Extracted
Pending
MON 06.29
$38,240
TUE 06.30
$51,120
WED 07.01
$44,615
THU 07.02
$59,300
FRI 07.03
$19,205
¿Puedo enviar mi contrato por foto?
Tôi đã nộp đơn sáng nay, cảm ơn!
My landlord confirmed. What's next?EN
Real-time payment rails
Fraud protection built in
Compliance-grade reporting
Bring rent relief to your city
Funders · Governments · Property owners
We design, administer, and report on the whole program: eligibility rules, application flows, review, payments, dashboards, and the audit trail. If you have funding and a community that needs it, we can have a program taking applications in weeks.
Funders
Turn a grant into a working program in weeks. Every dollar is tracked from your commitment to a family's front door, with reporting your board can use.
Governments
Emergency rental assistance without the backlog. The money reaches landlords before the court date, and every payment stays compliant and auditable.
Property owners
An eviction costs you months of vacancy and thousands in legal fees. We pay the arrears directly and keep good tenants in place. More than 1,000 properties already work with us.
Design a program with us
Typical launch: weeks, not quarters.
Keisha · Atlanta, GA · Borrower, 2025“I was two months behind after my hours got cut. They paid my landlord that same week, and my daughter starts third grade at the same school this fall.”
Keep a family
home tonight.
Because our loans carry no interest and no fees, they get repaid and lent out again. A dollar you give this year can keep more than one family housed.