0% interest  ·  $0 fees  ·  46 states + D.C.

Rent relief that moves faster than an eviction.

A zero-interest loan, approved in hours, pays the landlord directly before an eviction is ever filed. Our platform is built on infrastructure that has moved $40M in 40 days.

10,000+ families served  ·  approvals in 4 hours, not 45 days

Others process applications. We prevent evictions.

Stable Home Fund is a national nonprofit that keeps working families in their homes. We step in while an eviction can still be stopped, and most of the families we help never see a courtroom.

01 · The system

A stable home is built from many pieces.

Rent is the keystone, but stability is a system. When one piece breaks, like a medical bill or a car repair, the whole home is at risk. We hold the pieces together.

01Housing

Rent comes first. Our 0% loans stop evictions before they start.

02Food

A family choosing between rent and groceries shouldn't have to.

03Transportation

The car that gets you to the job that pays the rent.

04Medicine

One ER bill shouldn't cost a family their lease.

05Security

A deposit, a lock, a lease in your own name.

06Emergencies

A $400 surprise can start the slide. We catch it early.

02 · How it works

From application to rent paid, in hours.

There are no paper packets and no waiting rooms. Everything runs on our own platform, so you can apply from any phone, in any language.

STEP 01

Apply in minutes

Apply from any phone, in the language you speak at home. Take photos of your lease and notice, and the system reads them for you.

50+ languagesMobile-firstNo credit score needed
STEP 02

Approved in hours, not weeks

Automated verification with a human reviewer on every case. Most families hear back the same day.

4-hour approvalsHuman-reviewed
STEP 03

Rent paid directly to your landlord

Funds move on real-time payment rails, straight to the property. The eviction never gets filed.

Direct-to-landlordSame-day rails
0% interest· $0 fees· Repay when you're back on your feet
03 · Impact

The numbers so far.

10,000+

families served across 46 states and Washington, D.C.

0% · $0

interest and fees on every loan we make. That never changes.

69%

of borrowers are women

79%

are Black and Latinx

79%

earn below 80% of Area Median Income

1,000+

properties nationally

Context: 3.6M eviction cases are filed in the U.S. every year. Filings are running 50%+ above pre-pandemic levels.
04 · The platform

The platform behind every loan.

Every Stable Home Fund program runs on our own benefits-delivery platform. Applications, review, payments, communications, compliance, and case management all live in one system.

Built on infrastructure that has processed 380,000 applications

Applications in any language

Families can apply in the language they speak at home. The platform translates both directions in real time, so caseworkers get the full story.

50+ languages supported

Review in hours, not weeks

Document extraction, eligibility checks, and duplicate detection run automatically, and reviewers approve with a single keystroke.

Approvals in 4 hours, not 45 days

Payments on real-time rails

Disbursements go directly to landlords and vendors. Every payment can be tracked end to end, and reconciliation happens automatically.

Built on rails that have moved $40M in 40 days

Compliance and fraud protection, built in

Every action is logged and every dollar can be traced. Funders get audit-ready reporting without having to ask for it.

10,000+ loans, every one auditable
05 · For partners

Bring rent relief to your city.

We work with funders, governments, and property owners to design and run rent relief programs, and we handle the reporting on every dollar, from intake through audit.

AProgram design

Eligibility rules, loan terms, and equity targets set for your community. Programs launch in weeks, not quarters.

BFull administration

Our team handles intake, review, payments, and borrower support in 50+ languages, all on our own infrastructure.

CAudit-ready reporting

Real-time dashboards and compliance-grade records, down to the individual disbursement.

DProperty partnerships

1,000+ properties already work with us. Landlords get paid on time, and families keep their lease.

In partnership with Esusu A national 501(c)(3) nonprofit Serving 46 states + Washington, D.C.
From a borrower
“I applied on my phone during a night shift, and by the next afternoon the rent was paid. My landlord and I never went to court. My kids stayed in their school, and I paid the loan back on my own schedule.”
KeishaAtlanta, GA