SHF·V5 Zero-interest rent relief · Eviction prevention
At night, a lit window means a family is still home.
Stable Home Fund makes 0% interest, no-fee rent relief loans that stop an eviction before it is ever filed. We pay the landlord directly and give the family room to catch up.
Illustration: a night skyline of rowhouses where windows light up one by one. Each lit window stands for a family that is still in their home.
01 What we do
Others process applications. We prevent evictions.
An eviction filing follows a family for years. It shows up on credit checks and rental applications long after the debt is paid. The best time to step in is before the case is filed, so that is when we act.
02 The pieces of a stable home
A home stays stable when six things hold. Rent is the keystone.
Most families we serve lose their footing over one broken piece: a medical bill, a car repair, a cut in hours at work. Our loans cover the rent so one bad month in any of these six areas does not turn into an eviction.
03 How it works
From application to rent paid in hours.
You will not need a credit score or a 40-page packet. The loan has one purpose, which is to keep you in your home while you get back on your feet.
T+00:00 // intake
Apply in minutes
You can apply in your own language, on any device. A phone in a laundromat works fine. Our system reads the documents you upload, so you only answer a few questions.
T+04:00 // decision
Approved in hours, not weeks
Verification is automated, and a real person reviews anything unclear. You know where you stand the same day you apply.
T+24:00 // disbursement
Rent paid directly to your landlord
We send the money straight to your landlord on real-time payment rails. The balance clears, and the eviction is never filed.
04 Impact ledger
The work so far, in plain numbers.
Families served across 46 states + Washington, D.C.
Early intervention• Rent paid directly to landlords• Evictions stopped before they reach court
05 Our platform
The platform behind every loan.
Every Stable Home Fund program runs on our own technology. It handles applications, review, payments, communications, compliance, and case management in one place. It is built on infrastructure that has delivered $40M in 40 days.
Document extraction · R. Okafor
¿Necesito subir el contrato de arrendamiento completo o solo la primera página?
Tôi đã tải lên giấy tờ thu nhập. Cảm ơn!
የቤት ኪራይ ማመልከቻዬ ሁኔታ ምንድን ነው? እባክዎ ያሳውቁኝ።
My landlord confirmed he received the payment. Thank you, this takes such a weight off.
06 For partners
Bring rent relief to your city.
We design the program, run the day-to-day administration, move the money, and report on every dollar. Your team sets the goals, and we handle the operations.
Start a program conversationFunders
Your dollars revolve
Because these are zero-interest loans, repaid funds go right back out to the next family. You can see where every dollar sits at any time.
Governments
Programs that move money on time
We design and administer rent relief for cities, counties, and states, with the speed, language access, and audit trail that public money requires.
Property owners
You get paid and keep your tenants
More than 1,000 properties nationally already work with us. We pay you directly, and you avoid the court costs and the turnover. Preventing an eviction is cheaper for everyone involved.
“When the approval came through, I never had to tell my kids anything was wrong. They kept their rooms and their school. Nobody around us ever knew how close it got.”
07 Every light on
Right now, a family near you is one bill behind on rent. Help them stay home.
Donations become loans, and repaid loans help the next family. If you need help with rent yourself, the application takes a few minutes.