KeystoneHousing
Rent is the keystone. Our 0% loans stop evictions before they start.
Zero-interest rent relief · Eviction prevention
The sun comes up. You’re still home.
Stable Home Fund makes zero-interest, no-fee rent relief loans that stop an eviction before it’s ever filed. The rent gets paid and the family stays home. Sunday morning goes on like normal.
0% interest and $0 fees, on every loan we make.
10,000+ families kept home
Approved in hours, not weeks
“I kept doing the same math in my head all day long. Two months behind felt like a hole we were never going to climb out of. Then the rent got paid, and I could think about dinner again.”
The pieces of a stable home
A home is built from many pieces.
Rent is the keystone.
A family’s stability rests on six things at once. When one of them breaks, the rent is usually the next thing to go. We step in before that happens.
On the tableFood
A family choosing between rent and groceries shouldn’t have to.
Getting thereTransportation
The car that gets you to the job that pays the rent.
Staying wellMedicine
One ER bill shouldn’t cost a family their lease.
In your nameSecurity
A deposit, a working lock, and a lease in your own name.
Caught earlyEmergencies
A $400 surprise is how the spiral starts. We catch it early.
When one piece breaks, we help a family hold the rest in place until they’re steady again.
How it works
Apply in the morning.
Hear back the same day.
The application is short and the decision comes fast. Here is the whole process, start to finish.
8:04 a.m.
Apply in minutes
You can apply from any phone or computer, in more than 50 languages.
By lunch
Approved in hours
Most applications get a decision within hours, while the problem is still small.
Before the 1st
Rent paid directly
We pay your landlord directly, so the eviction never gets filed.
0% interest and no fees, on every loan.
You repay when you’re back on your feet. There’s no penalty for taking the time you need.
Others process applications. We prevent evictions.
We step in before a case is ever filed. The help is a rent payment that arrives in time to matter, not a spot on a waitlist.
Impact
Eviction is a
solvable problem.
Most evictions start with one missed month of rent. When help arrives early enough, the case never reaches a courtroom.
3.6M
Eviction cases are filed in the United States every year.
50%+
Filings are running more than fifty percent higher than before the pandemic.
And here is our record so far.
0+
Families served and kept in their homes, across 46 states and Washington, D.C.
0%
of our borrowers are women.
0%
are Black and Latinx families.
0%
earn below 80% of Area Median Income.
0+
properties nationally where our borrowers stay housed.
0% · $0
Zero interest and zero fees, on every loan we make.
“My daughter never found out how close we came. I’m glad she never had to think about it.”
Our technology
The platform behind every loan.
Every Stable Home Fund program runs on our own benefits-delivery platform: applications, review, payments, communications, compliance, and case management in one system. It’s built on infrastructure that has delivered $40M in 40 days.
- Approvals in 4 hours, not 45 days. Document checks and eligibility rules run automatically, so caseworkers only review what needs a human.
- Real-time payment rails. Rent goes directly to the landlord, with fraud protection built in.
- 50+ languages supported. Families apply in the language they actually speak at home.
Track record of the infrastructure our programs run on:
$40M delivered in 40 days 380K applications processed 4 hrs to approval 50+ languagesFor partners
Bring rent relief
to your city.
We design, run, and report on the whole program, from application intake through final reporting. Your team sets the goals and we handle the operations.
Funders
Your dollars go to rent, and you can see exactly where. We report at the household level on every family kept in their home.
Dollar-level reportingGovernments
We run compliant, multilingual, auditable rent relief programs on your behalf, at the speed your residents actually need.
Approvals in hours, not weeksProperty owners
Rent arrives on time and tenancies hold, without anyone spending a day in court.
1,000+ properties nationally“We were two months behind and I had already looked up storage units. Stable Home Fund paid the rent straight to my landlord, with no interest and no fees, and nobody made me feel small for asking. When my hours came back, I paid it off a little at a time. On Sunday I made pancakes in my own kitchen and the kids argued about cartoons like nothing ever happened. That morning meant more to me than I can explain.”
Help a family stay
in their home.
You can give, apply for help, or partner with us on a program. Whichever way you come in, the result is a family that keeps their home.