0% interest. $0 fees. Every dollar tracked.
Your gift pays a family's rent as a zero-interest loan. When they repay it, the same money goes out again to the next family at risk of eviction.
Others process applications. We prevent evictions.
10,000+ families kept in their homes across 46 states and Washington, D.C.Most donations are used one time. Ours are different because our rent relief is a loan at 0% interest with no fees. Families repay when they are back on their feet, and every repayment funds the next household facing eviction.
Your dollars join the revolving fund.
We pay the landlord directly, usually within days, before an eviction is ever filed.
Same apartment, same school, same neighbors. The crisis ends quietly.
0% interest and no fees, on a schedule the family sets when they are stable again.
The repaid dollars fund the next family. Your gift keeps circulating.
Every dollar is tracked from your gift to the landlord's account and back. You get the report either way, and we publish outcomes whether they flatter us or not.
Rent is the keystone, but stability is a system. When one piece breaks, the whole home is at risk. We hold the pieces together.
Rent is the keystone. Our 0% loans stop evictions before they start.
A family choosing between rent and groceries shouldn't have to.
The car that gets you to the job that pays the rent.
One ER bill shouldn't cost a family their lease.
A deposit, a lock, a lease in your own name.
The $400 surprise that starts the spiral. We catch it early.
These families did the hard part themselves. We covered the gap and got out of the way.
Hospital food service cut her hours in a slow quarter and she fell $1,180 behind. We paid her landlord directly within four days of her application, before anything reached a courtroom.
14 months later, repaid in full. Her kids never changed schools.
A $2,300 transmission repair took the rent money. The car kept her job, and a $950 loan from the fund kept her apartment. She set her own repayment schedule at $90 a month.
11 months later, paid off. Her repayments have since gone out to two more families.
An ER visit for her son left a bill that swallowed two paychecks. She applied on her phone in Spanish on a Sunday night and was approved before Tuesday. Rent arrived on time.
16 months later, repaid in full. No filing ever hit her record.
Homes pictured are representative, not the borrowers' residences. We share stories with each family's permission and never publish an address or a photo of a borrower's home.
“Nobody gave me a handout. They paid my landlord, I caught up at work, and I repaid every cent in a year. My daughter slept in her own room the whole time.”
Eviction is rarely about one huge debt. It is usually a few hundred dollars arriving at the wrong moment. Reaching families before the filing costs a fraction of what comes after.
3.6M
Eviction cases are filed in the United States every year.
50%+
Filings now run more than 50% above pre-pandemic levels.
0
families served, every one of them still housed when we closed the file
0 + D.C.
states where our loans have stopped an eviction
0
properties nationally where landlords work with us
0
of borrowers are women
0
are Black and Latinx
0
earn below 80% of Area Median Income
0% interest and $0 fees on every loan we make. We report repayment rates and program outcomes publicly, in the open, every quarter.
You will know where your money went, who it kept housed (in aggregate, never by name), and when it revolved to the next family.
Every dollar tracked. From your card to the landlord's account and back into the fund.
Every outcome reported. Quarterly, public, including the loans that were not repaid.
Every repayment recycled. Repaid principal goes back out as new loans, not overhead.
$250 Covers the gap that saves a lease.
Tax deductible. No processing fees passed to families.
01
On any device, in any of 50+ languages. No office visit, no paper stack, no interrogation.
02
Our review runs in about 4 hours. Traditional programs average 45 days, and evictions move faster than that.
03
You never touch the money and neither does a middleman. The ledger clears and the pressure stops.
0% interest. No fees. You repay when you are back on your feet, on a schedule you set. Apply for help
Our team runs each loan on our own case system: application, review, payment to the landlord, and repayment, all on one ledger. Nothing moves without a record.
The same infrastructure has moved $40M in 40 days and processed 380,000 applications, with real-time payment rails and fraud protection built in. That track record now runs every Stable Home Fund program.
| Borrower | Loan | Status | Paid back |
|---|---|---|---|
| M.R. · TX | $1,180 | Repaid | 100% |
| D.W. · OH | $950 | Repaid | 100% |
| A.G. · AZ | $1,420 | 62% | |
| K.T. · GA | $800 | Disbursed | 0% |
| J.L. · NC | $1,065 | Approved | Pending |
We design and administer complete rent relief programs, from application to disbursement to public reporting, so your dollars reach families in days instead of quarters.
In partnership with Esusu. Our board is the founding team behind the rent-reporting platform used by millions of renters.
EIN 00-0000000 · 501(c)(3)
The dollar you give today will still be paying rent for families years from now. That is the whole idea, and you can watch it happen.